The Real Question Behind Your Net Worth You make great money. You’ve built a solid portfolio. Maybe you’ve already hit a couple of your big financial milestones—bought the dream house, reached $1M+ in investments, finally maxed out the 401(k) and themega backdoor Roth. But here’s the thing we see over and over again with our clients: They’re rich—but they […]

When “Set It and Forget It” Backfires You’ve been doing everything right—maxing out your retirement plan, investing early, and selecting a 2040 or 2050 target date fund that promised to do the heavy lifting for you. But lately, the numbers aren’t adding up. Your account is down more than expected, even compared to diversified portfolios with similar risk levels.

When Markets Drop, Opportunity Rises Market downturns can make even the most seasoned investors uneasy. But for those in a specific financial position, they also present one of the best tax-planning opportunities available: the Roth conversion. If you’re in a lower income year—whether because you’ve just retired, paused work, sold a business, or taken a

It’s Messy Everywhere. But the U.S. Still Leads the Pack. If you’re a high-earning professional watching the headlines—China’s property crisis, Europe’s stagnation, political gridlock in the U.S.—you might feel like nowhere is safe to invest. Global markets look like a pile of laundry that’s been sitting too long in the washer. But if you had

The Opportunity No One Talks About Imagine walking into a store you love—high quality, well-built products, the kind you’d buy anyway—and discovering a giant sign that reads: Everything is 20% off. Today only. Would you leave empty-handed just because the shelves look a little messy? That’s what many investors do when the stock market drops.