Why Estate Planning Isn’t Just for the Ultra-Wealthy Read More »
If You Have Kids, Assets, or a Business—You Need an Estate Plan Most high-income professionals delay estate planning – not because they don’t care, but because they think it’s too early, too complex, or only for the ultra-wealthy. But here’s the truth:If you have children.If you own a home or investments.If you’ve built a business, […]
How Much Should You Save Each Month? A Real Framework for High Earners Read More »
High Income Doesn’t Guarantee Financial Freedom You’re earning multiple six figures and on paper, you’re crushing it. But if you’ve ever looked at your bank account and thought, “Why don’t I feel more financially secure?” you’re not alone. At Truly Aligned, we’ve worked with engineers, tech professionals, business owners, and executives who’ve done everything “right”
Tax Planning Isn’t Just for April: How to Build a Year-Round Tax Strategy Read More »
Most People Think About Taxes Once a Year. Wealthy People Don’t. It’s easy to treat taxes like a seasonal event – gather your paperwork in March, meet with your CPA, hope for a refund or prepare to write a check, and move on. But that mindset is costing high earners tens of thousands of dollars
How to Stay Wealthy: The Mindset Shift From Accumulation to Preservation Read More »
You’ve Built Wealth. Now Comes the Harder Part: Keeping It There’s a moment—often subtle, sometimes jarring—when the game changes. For years, you’ve been focused on building: maxing out retirement accounts, growing your business, investing aggressively, accumulating assets. But now, you’re nearing retirement—or at least stepping into the next chapter. And the question shifts from “How
The Hidden Cost of Holding Company Stock: How Loyalty Could Be Risky Read More »
Your Company Stock Isn’t a Retirement Plan You’ve worked hard, delivered value, and built a reputation inside your company. Maybe your comp package includes RSUs, ESPPs, or ISOs. You believe in the mission. You trust the leadership. And over time, your portfolio starts to reflect your career: heavy in company stock. There’s a logic to
The One Decision That Echoes for the Rest of Your Life You’ve been building your career, maxing out your 401(k), maybe collecting RSUs, and investing smartly. But now you’re staring down one of the most underestimated decisions in your financial life: When should you start collecting Social Security? It sounds simple. You hit 62, you’re
